Most people believe that by the time they start working, they have given up all their freedom. Because of this, they are afraid that getting married and having kids will net them even less freedom, as they believe it will create more financial worries for them and also rob them of what little precious time they have left for themselves. Nothing can be farther from the truth: it’s entirely possible to live not only a carefree, fulfilling life as an employee, but also as a married employee with a spouse and kids.
How is this possible? It’s actually very simple. To address issues of finance and time, here are a few tips to help you live a worry-free life with family:
- Treat time with your kids not as a chore, but as a way to become a kid again. Many people feel that spending time with kids equates to looking after them. Instead, play with your kids. Enjoy the things they enjoy. Take this as an opportunity to fulfill your yearning of going back to “simpler times.” Your spouse wouldn’t mind, and your kids definitely wouldn’t, either. This will also help you form stronger bonds with them. Consider sharing with your kids an artistic skill you learned as a child, like painting or papercraft. It can also help you cure health problems and help you get rid of hemorrhoids.
- Be spontaneous once in a while. Planning activities with your family is helpful, but the very act of adding them to your planner can sometimes cause you to treat it as just another appointment. Go to the beach, watch a movie, or even just to the park out of the blue. You can easily find suggestions for day trips on sites like TripAdvisor.
- Make saving a family activity. The benefit is twofold: it will teach your kids to save, and it will help you save for emergencies or bills, or for something you want to buy. Get piggy banks for each member of the family, and ask them to drop some change in every day. Once they become full, you can tell your children that because of their diligence, they can now buy something big for themselves. Eventually, you can teach them (and yourself!) more advanced saving techniques, like the 50/20/30 rule.
- Get covered. Getting insurance is absolutely important, as it will take a huge load off your back in case you need to pay for massive hospital bills for yourself or your family. However, some people, even today, can’t be bothered to get insurance because they feel it not only adds an additional expense, it is also quite bothersome to seek a financial advisor. Here’s the news: if you know the 50/20/30 rule by heart, you’ll have more than enough for your monthly insurance premium. And if you believe it’s a chore to seek life insurance, it’s not–it’s ridiculously easy to find life insurance quotes on the Internet.
Living a carefree life with family isn’t difficult, as long as you know how. Follow the simple tips above, and be on your way to living your life to the fullest with your loved ones!